Catastrophes Insurance The term “catastrophe” in the property insurance industry denotes a natural or man-made disaster that is unusually severe. An event is designated a catastrophe by the industry when claims are expected to reach a certain dollar threshold, currently set at $25 million, and more than a certain number …
Read More »Basics Of Annuities (2023)
Annuities are financial products intended to enhance retirement security. An annuity is an agreement for one person or organization to pay another a series of payments. Usually the term “annuity” relates to a contract between an individual and a life insurance company. There are many categories of annuities. They can …
Read More »Best Personal Loan (2023)
What is a personal loan? A personal loan is money borrowed from a bank, credit union or online lender that you repay in equal monthly installments, usually over two to seven years. Personal loans are typically unsecured, which means they don’t require collateral. Lenders instead consider your credit profile, income …
Read More »VA Loan Multi Family (2023)
We sometimes get asked by our loan candidates about if they can use their VA loan as an investment. While the answer to this question depends on what you consider an investment, I can share how I used my VA loan as an investment. Multi-Family Homes The VA loan can be used …
Read More »