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Important Tools Of Life Insurance Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: 1. Replace income for dependents If people depend on an individual’s income, life insurance can replace that income if the person …

As we travel the roads and freeways in California each day, we usually trust that we will arrive at our destination without incident. Yet every day, careless drivers cause hundreds of accidents on California roads which lead to countless injuries and fatalities. Fortunately, accident victims are able to file a …

Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses Insurance is the Businessowners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into …

Workers Compensation Workers compensation insurance covers the cost of medical care and rehabilitation for workers injured on the job. It also compensates them for lost wages and provides death benefits for their dependents if they are killed in work-related accidents, including terrorist attacks. The workers compensation system is the “exclusive …